<html><div>Thanks to the 450 group for all the good advise!</div></html>

<br><br><font SIZE="2" color="#000000">____________________________________________________________</font><br><a style="TEXT-DECORATION: none" href="http://thirdpartyoffers.juno.com/TGL3132/4d470d77ab7a99f06bst04duc" target=_blank><font face="Arial"><font color="#004080" size="3"><b>Mortgage Rates Hit 2.99%</b></font><br><font color="#000000" size="2">If you owe under $729k you probably qualify for Gov't Refi Programs<br></a><a style="COLOR: #000000" href="http://thirdpartyoffers.juno.com/TGL3132/4d470d77ab7a99f06bst04duc" target=_blank>SeeRefinanceRates.com</a></font></font>